Anyway I've been pleasantly surprised. The software is great, much better than I expected, though as they are taking over Cake on June 1st this will change for better or for worse. I had a problem with my deposit (totally caused by my nanny bank) and got a response and resolution from CS within 2 hours. Fingers crossed the DOJ don't manage to screw this all up, but things seem to be looking up in that area. I had forgotten how much I missed taking money off Americans

